It has to be.
My credit union offered a low interest loan for hurricane victims. The maximum $2500 would have been just enough to take care of a few things I really need to take care of. The monthly payment was doable. It was a long shot, but I kept hearing that people with bigger financial problems than I have were able to qualify.
I asked them to review my application again and offered to let them do an automatic payment withdrawal from my paycheck. They looked again.
I didn't qualify.
I said, "F@#! that. I'm never applying for credit again."
As I prepared for Irma, I was struck by the fact that the only person I can really rely on to take care of me is ME. I'm it. I dutifully did the best I could, spinning the plates and juggling the firecrackers. I'm still doing that, and I know it will be another month before I feel like I have a little bit of control over them. That's when my second income from my writing job will kick back in.
Then, it's beast mode time. My debt snowball app tells me it will take 72 months to get rid of all the $150,000 I owe. I say it will be less than that. I've decided to take on an additional duty at work. The writing work is ramping up, as long as I can squeeze in the time to do it.
This is it.
I'm going to get back into regular blogging as this is my new path in life. I'm ready to get back my life. So excuse me, now. I need to write.